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Divine Stewardship Restoration

Privacy Policy

Divine Stewardship & Restoration (“Company,” “we,” “our,” or “us”) respects your privacy and is committed to protecting your personal and financial information. This Privacy Policy explains how we collect, use, store, protect, and disclose information when you visit our website or enroll in our credit repair services.

By using our website or services, you agree to the practices described in this Privacy Policy.

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Information We Collect

Because we operate in the financial services and credit repair industry, we may collect personal and sensitive information necessary to provide our services.

Personal Information

Full Name 
Date of birth
Email address
Phone number

Mailing address

Financial and Credit Information

Credit reports and credit scores

Account history and trade line details
Information related to disputed accounts
Payment history
Debt related information

Payment Information

 Billing address
Credit or debit card details
Transaction records
Payment data is processed securely through third party payment processors.We do not store full card numbers on our servers.

Technical Information

Credit reports and credit scores
Account history and trade line details
Information related to disputed accounts
Payment history
Debt related information

How We Use Your Information

We use your information strictly for legitimate business purposes, including:
    1. Providing credit repair services
    2.  Conducting credit analysis and dispute management
    3.  Communicating with credit reporting agencies
    4.  Responding to customer inquiries
    5.  Processing payments
    6.  Providing customer support
    7.  Improving our website and services
We do not sell or rent your personal information to third parties.

Legal Basis for Processing

We collect and process personal information only to deliver contracted services or when required by law.
Our services operate in accordance with applicable federal laws including:
 01  FCRA

Fair Credit Reporting Act

 02 CROA

Credit Repair Organizations Act

 03 FDCPA

Fair Debt Collection Practices Act

How We Share Information

We may share limited information only when necessary to:
Credit reporting agencies
Creditors or data furnishers for dispute purposes
Payment processors
Legal or regulatory authorities when required
Service providers assisting in business operations

All third parties are required to maintain confidentiality and security standards.

Data Retention

We retain personal and financial information only as long as necessary to:
Provide contracted services
Meet legal obligations
Resolve dispute
Enforce agreements

After this period, data is securely deleted or anonymized.

Data Security

We implement reasonable administrative, technical, and physical safeguards to protect personal and financial information. These include:
Secure servers
Encryption protocols
Restricted internal access
Secure payment processing

However, no internet transmission is completely secure. Users submit information at their own risk.

    Your Privacy Rights

Depending on your state of residence, you may have rights including:

01

Access to personal information

02

Correction of inaccurate information

03

Request deletion where legally permitted

04

Request details on data sharing

Need to exercise your privacy rights?
Contact Privacy Team

More about your privacy

Our website may use cookies and similar technologies to:
Improve user experience
Analyze website performance
Enhance security

You may disable cookies through your browser settings. However, certain features of the website may not function properly.

Our website may contain links to third party websites. We are not responsible for the privacy practices of external sites

Our services are intended for individuals 18 years or older. We do not knowingly collect personal information from minors.

We may update this Privacy Policy at any time. Updates will be posted on this page with a revised effective date. Continued use of our website constitutes acceptance of the updated policy.